An insurance company is forced to settle a suspicious disability claim so they assign an investigator (Stacy) to follow the worker (Talia) who filed the claim. What she finds is a bondage-happy couple and a not-so-disabled submissive being roughly tied and gagged. The man pulls her elbows together, wraps yards and yards of rope around her slender body and then stuffs a harness gag into her willing mouth. This girl doesn't seem disabled at all and Stacy takes some pictures through the window -- you're busted! Returning the next day, the investigator confronts the dishonest girl and gives her a choice: become her bondage slave or go to jail. Talia has no choice and is quickly tied, gagged and tormented by her new mistress. This arrangement is interrupted when the man returns and finds his girl tied and gagged at the hands of another -- helplessly balltied, her mouth stuffed with cloth and sealed in with med-wrap. When Stacy returns to the house, she is grabbed by the man and taped up into a secure little package, gagged with a white ballgag and left to struggle in the hallway. Later, both women are tied together and Talia even gets her chance to tie and taunt the private eye. Stacy is not happy when Talia clamps her nipples and teases her with a vibrator -- all she can do is squirm against the ropes and scream into her gags. Stacy endures even rougher treatment at the hands of the man -- he is not happy that she knows about the insurance scam and is determined that she won't spoil their plans. Finally, she is folded into her second hogtie of the day, gagged with a harness gag and left in the house. She will not be discovered until the con artists have made their escape...